{
  "status": "error",
  "code": 400,
  "message": "payment_details_id is required",
  "request_id": "f1297691-052b-485d-8474-045b40ea29f9",
  "timestamp": "2026-02-11T03:59:45.739Z",
  "observed_client_ip": {
    "request_ip": "172.64.80.1",
    "socket_remote_address": "172.64.80.1"
  }
}